Ask the Bitches: "I Just Turned 18 and My Parents Are Kicking Me Out. How Do I Brace Myself?"

Ask the Bitches: “I Just Turned 18 and My Parents Are Kicking Me Out. How Do I Brace Myself?”

Today’s question is from a Patreon donor I’ll call Star who is getting kicked out of their home by their parents. It will include a lot of discussions about abusive parental relationships, so please be forewarned.

Star is in a Patreon tier that guarantees we will answer one question. We often do so privately, as the circumstances are often quite particular. But sometimes we post them publicly as articles if we think they would be helpful to others. That’s the case with today’s letter.

Hello! I just became a Patron. I’m currently in a situation where my family has been threatening to kick me out of the house. I just turned eighteen two weeks ago, so my adult legs are a bit wobbly. I’m trying to save up for a car, as that’s most important to me right now. My question is: Do you queen genius Bitches know if there’s any way I could get government assistance? Or any advice as to how I can move out from my abusive home on my own terms, but as soon as possible? Thank you in advance.

We’re so sorry you’re in this situation.

Eighteen has to be the most fraught age for the relationship between children and parents. It’s normal for once-loving family relationships to feel strained as you all struggle to adjust to the transformation from dependent child to independent adult.

But it is not normal for parents to hang the threat of homelessness and poverty over their teenage child’s head. I really wish you weren’t going through this, weren’t getting kicked out.

Piggy and I are here in your corner with you, Star. And so is every other BGR reader. We have a substantial population of Hip Mom™ readers, and I am hyper-aware of them right now, because I can feel their simmering rage at reading your letter. It’s warming my keyboard. Ow ow ow!

I hope you have a lot of people in your corner besides us, both because you deserve love and support, and because we’re dumbasses who will probably get plenty of this wrong.

But we’re going to do everything we can to help you regardless as you’re being kicked out. Let’s get into it.

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Podcast Episode 10: "I want a pedigreed dog. She wants a rescue mutt. It turned into a fight...and the fight got ugly."

Season 1, Episode 10: “I Want a Pedigreed Dog. She Wants a Rescue Mutt. It Turned into a Fight… and the Fight Got Ugly.”



He wants a purebred dog. She wants a rescue mutt.

What started as a logistical discussion about getting a dog quickly became a heated, vicious fight about values and ethics.

Don’t you love those questions that seem to be about one thing, but betray a totally different, deeper problem? That’s definitely the case with today’s letter.

We could’ve recommended the obvious compromise: select a breed, then find a rescue organization that specializes in that breed! One quarter of all homeless dogs are purebreds, bro! Depending on the popularity and rarity of the breed, there may be a wait list. But if you’re patient, you can find one that fits both criteria.

… But, yeah, we didn’t even bother with that. Because it’s so incredibly obvious that the purebred dog versus shelter mutt question is the flashpoint for a deeper, more troubling issue. And it’s one we think merits a breakup.

Do you see the same thing we see?

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{ MASTERPOST } Everything You Need to Know about Repairing Our Busted-Ass World

{ MASTERPOST } Everything You Need to Know about Repairing Our Busted-Ass World

You know us, babies. We’re not just finance bloggers, we’re cool finance bloggers.

We try to approach the topic of money and economics with a tiny smidge of compassion for people who aren’t making six figures a year. You know: almost everyone.

This also involves interrogating the reasons why some people make a fuckton of money and others struggle to get by. Which naturally leads to speculation on how we can all make the world a better place for everyone.

As a result, we’ve famously published some opinions on the intersection of SJW-dom and money-dom. We’re financial feminists, and we want you to know all about it! Whether you like it or not!

So here’s a collection of our misandrist, socialist, SJW, race-betraying, gay-agenda-having opinions. If there’s a topic we haven’t covered below, or if we have more to learn on any of these topics (spoiler alert: we definitely do), leave us a comment to let us know!

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Ethical Consumption: How to Pollute the Planet and Exploit Labor Slightly Less

Ethical Consumption: How to Pollute the Planet and Exploit Labor Slightly Less

There’s a short story by Ursula K. LeGuin called The Ones Who Walk Away from Omelas. With apologies to the late, great author, I want to summarize it here:

In the city of Omelas, everyone is deliriously happy. The people eat well, drink well, and party all the time. There’s no sickness, no pain, and the weather’s always perfect. It’s a utopia. Everyone has everything they could possibly want or need.

Well, almost everyone. For deep in the heart of Omelas is a dark, damp, cold room. And in this room is a child: unwashed, starved, uneducated, and treated cruelly. They don’t have a name, a family, clothes, or a clue as to why they’re kept in horrible conditions.

Everyone in Omelas is taken to see the child once in their lifetimes. They’re made to understand that, somehow, all the glorious happiness of Omelas relies on this one person’s suffering. As long as this child suffers, everyone else in Omelas will thrive.

And it’s then that the individuals of Omelas make a choice: to stay in Omelas, content in the knowledge that their comfort and happiness relies on the misery of another; or to leave, to opt out, to go somewhere that might not be as perfect as Omelas, but where they can live without exploiting another for their own gain.

The ethical choice is, of course, to walk away from Omelas. It’s a fable for modern times.

We live in a world where so much of our lifestyles, our wealth, relies on exploitation. Animals live short, brutish lives on factory farms so we can eat meat from the supermarket. Carbon emissions slowly damage the climate to devastating effect so we can drive cars and ride airplanes. Children work twelve-hour work days in sweatshops so we can browse a closet full of fashionable clothes and still say “I have nothing to wear.”

The way we consume—food, clothing, electronics, everything—is, all too often, pretty fucking unethical.

Now here’s a gif of a doggo hanging out with some baby chicks because that shit just got real fucking dark!

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Why Animorphs is Frighteningly Relevant in Contemporary Trumpian America

Why Animorphs is Frighteningly Relevant in Contemporary Trumpian America

Not too long ago, I found myself in a room full of Olde Millennials. And I casually made a deep-cut joke that was only understandable to those who’d read the Animorphs series. I think it was something about Yeerks? Or Andalites? Possibly it was just the admission that Cinnabon is the peak of all human arts and sciences!

The reaction in the room was instantaneous: gasps of recognition, faces lit with excitement. Ohhhhh my god, Animorphs, my childhooooooood! But the joke bounced harmlessly off my husband, who’d never read them. I’m not going to lie: it crushed my soul and I considered divorce.

My partner has never been much of a reader. I’m honestly not sure why, because he is exactly the kind of person you would expect to have been a voracious reader in childhood: a contemplative, dreamy person who imagines deeply and curiously. I seethe with quiet rage when I watch him watch his twentieth hour of YouTube videos exploring Dark Souls lore. How is it possible that no one pressed Garth Nix novels into your hands?

Reading was always a refuge for me. When my life wasn’t what I wanted it to be, I could climb inside someone else’s. As George R. R. Martin says: “A reader lives a thousand lives before he dies. The man who never reads lives only one.” I can’t imagine what kind of person I would be if I hadn’t read the books I did.

Today I want to talk about six lives I climbed inside again and again when I was a child: Jake, Rachel, Marco, Tobias, Cassie, and Aximili-Esgarrouth-Isthill. AKA (ah, Katherine Applegate) the Animorphs.

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Earning Her First $100K: An Interview with Tori Dunlap

Earning Her First $100K: An Interview with Tori Dunlap

They say the first $100,000 is the hardest to save. Wunderkind personal finance guru Tori Dunlap says, “Challenge accepted.”

Kitty and I have known Tori since BGR’s inception. She virtually forced us, through sheer tenacity and brilliance, to adopt her as our little sister—our more knowledgeable, successful, savvy, and funny little sister who in every way exceeds the promise of this very blog and inspires us every day.

Like, just look at this motivational young feminist do her thang:

So when Tori announced that she was emerging from the chrysalis of rebranding into a new feminist financial coaching venture, Her First $100K, I knew I had to pick her brains about it. I just didn’t realize I was simultaneously going to be schooled on the greatest animated movie of our time.

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Bitchtastic Book Review: Tanja Hester on Early Retirement, Privilege, and Her Book, Work Optional

Bitchtastic Book Review: Tanja Hester on Early Retirement, Privilege, and Her Book, Work Optional

Dear readers, we’ve been holding out on you. For there is something beyond the basic financial literacy we strive to teach you here at Bitches Get Riches. Something that comes after you level up as far as you go with your money.

It’s called FIRE, or “financial independence, retire early.” And it’s something a lot of our esteemed colleagues in the money-writin’ biz are fighting tooth and nail to achieve.

One of the beacons of light in the conversation about financial independence and early retirement is Tanja Hester, author of the brand new book Work Optional: Retire Early the Non-Penny-Pinching Way.

Tanja is awesome. Her book is awesome. Her advice is awesome.

She’s like the result of a long, fulfilling, romantic relationship between a timelessly wise Amazon warrior and your favorite cool aunt, the one who both comforted you about the mean kids at school and bought you your first box of condoms. I’d trust her both to carry my body to Valhalla from the field of battle and to give me sound financial advice, is what I’m saying.

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Ask the Bitches: How Do I Stop Myself from Judging Homeless People?

Ask the Bitches: How Do I Stop Myself from Judging Homeless People?

I have a question about maintaining empathy in this capitalist hellscape. I live in NYC and there are homeless people everywhere. I can remember being a kid and having huge amounts of sympathy for the homeless in my hometown; I always gave some of my allowance money if I walked by a homeless person, or asked a parent for a dollar to give. Now I’m 27, have lived in NYC for 2+ years, and have lost so much sympathy for the suffering of the homeless.

I know logically that I should be much more sympathetic to their situation, but I also can’t help but think they are such a nuisance. I almost never give them a spare dollar. I just can’t afford it. I loathe them for inconveniencing me with their shouting and their stench. I think that if they’ve reached the point of needing to beg strangers for help, they must have alienated all of their loved ones; I’d never be in that position. If the people who love them won’t help them, why should I?

But logically I know that’s not true. I could be in that place with just a few family tragedies. It’s this internal battle I deal with every day on my commute: I dehumanize these people, I feel guilty and logically know I’m wrong. I do nothing to help. I want to stop dehumanizing the homeless because I know it’s wrong, and because I know I can do better for them and society can do better for them. What can be done? How do I get over being annoyed and repulsed every time a homeless person inconveniences me?

This is an anonymous question about homeless people we received on our Tumblr. And… it’s a doozy.

It takes a rare person to be this self-aware, pragmatic, and compassionate. The last thing I want to do is submit this person for public shaming for finding homeless people “annoying” and repulsive. Instead, I want to applaud them for doing something rather difficult: staring straight into the heart of one of our collective societal failures and searching for a solution.

We tend to equate poverty with moral inferiority. And so it can be easy to look at homeless people and dismiss them as individual moral failures. They’re people who’ve fucked up so bad they have to live in a cardboard box, right? I want to challenge that dark individualism.

So let’s talk about homelessness.

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There's a Storm a'Comin': What We Know About the Next Recession

There’s a Storm a’Comin’: What We Know About the Next Recession

A foul wind’s a’blowin’! There’s evil in the air! A recession is a’brewin’ and you need to be prepared! 

-From “Pay Off Them Debts Before the Recession Comes,” by Piggy Smalls featuring The Kitty Kat Kid, new from Bitches Get Riches Records

Last week we put all your pre-recession fears to rest by explaining how you can arm yourself with strong financial decisions before the next recession comes. To recap:

  • Track your spending. You’ll feel less anxious and more in-control if you have a clear picture of your needs.
  • Fatten up your emergency fund. Let your level of risk set the size of your emergency fund.
  • Pay off as much debt as you can. This will give you more flexibility with your money and reduce your expenses overall.
  • Get a credit card or increase your existing credit limit. Credit freezes up during a recession, so get it now while you still can. Yes, credit is scawwwy and can be misused—but it is a tool that can instantly put food on your table.
  • Get your health in order. Avail yourself of healthcare access while you have it, and stock up on needed prescriptions.
  • Identify areas to cut back before you have to. The less money you spend every month, the less money you need to get by. The less you need to get by, the easier it’ll be to pay your bills if you lose your source of income.
  • Broaden your skills. Start doing whatever you need to make your resume stand out in a more competitive job market.
  • Back up your work files. You don’t want to lose potential portfolio pieces.
  • Stay the course. Don’t freak out and pull your money from the stock market.
  • Be kind. A time is coming when we’re going to have to depend on each other. No one wants to help out an asshole when times are tough.

So praise be, we know what to do! But what exactly is going to happen? And when?

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Bitchtastic Book Review: The Feminist Financial Handbook by Brynne Conroy

Bitchtastic Book Review: The Feminist Financial Handbook by Brynne Conroy

Gentle readers, it’s time we discussed the F-word.

It’s one we use often here on the blog, and it’s probably the most controversial part of Bitches Get Riches. It’s certainly the thing that brings us the most criticism crawling out of the woodwork of the Internet.

I’m talking, of course, about feminism. (What other F-word did you think I fucking meant?)

We firmly believe that personal finance has everything to do with feminism. This is partially because of super fun stuff like the wage gap, financial abuse, the opportunity gap, and other money inequities that have historically left women at an economic disadvantage.

But it’s also because feminism, at its core, is about equality. And one of the surest routes to equality—or at least equity—is by spreading around economic power to those for whom it’s been tantalizingly out of reach.

Enter the hot-off-the-presses book The Feminist Financial Handbook: A Modern Woman’s Guide to a Wealthy Life by Brynne Conroy.

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