The Resignation Checklist: 25 Sneaky Ways To Bleed Your Employer Dry Before Quitting

The Resignation Checklist: 25 Sneaky Ways To Bleed Your Employer Dry Before Quitting

One night, after I’d already been writing Bitches Get Riches for many years, I awoke in a cold sweat, gripped with the sudden realization that I had an incredibly comprehensive resignation checklist… but I’d never actually written it down.

It was the height of the post-pandemic “Great Resignation.” Millions of Americans were walking away from their jobs. And I’d been selfishly sitting on a list of ways to bleed said companies dry before peaceing out and driving off into the sunset.

I recognize that this constitutes a top ten anime betrayal.

許してくれ。

I'm so sorry I didn't write this resignation checklist sooner!!

The thing is… I’d been daydreaming about leaving my job for years. These plans had been a part of me for so long that I kinda forgot they were plans at all. Like, I don’t necessarily notice my own breathing. Why would I notice something equally natural and reflexive: constructing elaborate fantasies about leaving corporate America forever?

Planning to quit ahead of time is a great advantage. Not everyone gets it. In most states, people can be fired suddenly, for no reason. Other people need to leave their job abruptly because of absolutely untenable issues like workplace safety or harassment. Those people do not have the luxury of planning a soft landing for themselves.

But if you’re planning to quit voluntarily, you can do what they cannot. You can be strategic. Y’know, like Light Yagami eating potato chips! And in doing so, you can extract a ton of value back from your employer and/or your government before you go.

I quit my job and retired forever in 2022. As my final date approached, I systematically went through this list myself. It saved me thousands of dollars. It also prevented a lot of logistical headaches for my future self. Which was important, because I wanted to set her up with a low stress post-job lifestyle. Listening to the hold music for the COBRA continuation assistance hotline was not on my retirement vision board!

This article was originally published upon my retirement. It jumped immediately into our top-ten most popular list, and has stayed there pretty much ever since. Now that we’ve branched into audio and video formats, I’m sharing it again, along with a few new ideas generated by our amazing Patrons and readers.

Please enjoy this, my ultimate resignation checklist…

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Season 4, Episode 5: “401(k)s Aren’t Offered in My Industry. How Do I Save for Retirement if My Employer Won’t Help?”

Today’s question asker works in the service industry, which means their job doesn’t offer retirement accounts like a 401(k), 403(b), or a pension. This is the case for lots of people! Although these tax-advantaged retirement accounts are a cornerstone of personal finance advice, they’re only offered by 14% of U.S. companies. If you work for yourself, part time, in a tips-based job, or for a very small employer, a 401(k) may not be an option for you.

Does this mean you should just give up on the idea of saving toward your retirement?

When your job doesn't offer retirement accounts, do you just GIVE UP on saving for your retirement? HAHAHA NO

Good news, bitches. You don’t need a traditional retirement account to save towards your retirement. The classic 401(k), 403(b), and pensions are not your only options! Good options for retirement savings exist for everyone, regardless of their industry or employment status. We’re going to tell you about them today.

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