You Really Need to Ask for a Raise. Here’s How.

Years ago, when I worked for a publishing house, I went out to happy hour with my coworkers at a whiskey distillery. One thing led to another and I found myself drunkenly badgering three of my female coworkers about their income (if this is shocking to you, you must be new here at BitchesDrunkenlyBadgerYoutoGetRiches.com).

At issue was the fact that none of them had ever asked for a raise. Ever. At any job they’d ever had. And as I listened to their pathetic excuses I felt the worst kind of déjà vu. All of their reasoning and fear sounded frighteningly similar to my own personal experience.

For I too had once waffled and procrastinated over asking for a raise! It was a massive, embarrassing, and expensive mistake. I asked my boss for a raise and he sheepishly gave me 25%—even more than I asked for!—because he realized he forgot to give me a raise with my last promotion and I had been underpaid for literally years. The whole miserable experience was basically designed in a lab to be my supervillain origin story.

Since then I have never hesitated to ask for a raise. I set calendar reminders and keep a running tally of the reasons why I am fucking worth it.

I’ve also become a raise-seeking evangelical. Because if my old coworkers still struggled with all the same hang-ups about asking for a raise that I once had, then chances are some of you do too. And it is my sworn duty as a Loud Internet Woman to type words at you until you get the hell over it!

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Queer Finance 101: Ten Ways That Sexual and Gender Identity Affect Finances

Queer Finance 101: Ten Ways That Sexual and Gender Identity Affect Finances

Ah.

Gay rights.

That thing we don’t have to do anymore because they’re finally getting married!

Hold on please, my producer is speaking into my earpiece… Okay, my producer is saying that evidently legal integration into the institution of marriage is actually not the final and defining achievement of queerdom.

Our clear-eyed, big-hearted Patreon donors have requested an article on how queerness affects people’s finances. It’s good timing because I just finished watching The Haunting of Hill House and I’ve never felt bi-er! (And yes, before you ask, my official order is Theo > Shirley > Luke > Nell > dead kitten > Steven.)

I am ready and raring to accept my crown as queer queen of bummer-ass articles!

Note: Throughout this article, I will use the word “queer” to encompass all people who are not both cisgender and heterosexual. I’ll talk a lot about gay people and trans people specifically because those are the populations that usually have all the good scientific studies and economic surveys to shellac my ramblings with a gorgeous patina of Facts.

But we love all you aces, aros, bis, enbies, pans, polys, intersex individuals, questioners, queens, and whatever the hell other gender and sexual minorities I left out.

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One Reason Women Make Less Money? They're Afraid of Being Raped and Killed.

One Reason Women Make Less Money? They’re Afraid of Being Raped and Killed.

God bless our Patreon supporters. Seriously. In our April topic poll, I gave them several non-depressing softball article topics. But the one they wanted to read most was about the relationship between sexual assault and the gender wage gap. GOD. DAMN. You guys are the fucking best. We are so happy to be supported by people who are willing to embrace the difficult stuff.

The gender wage gap is a many-tentacled hentai monster. What is its primary driver? Is it choice of career? Education? Lack of mentors and sponsors? Familial commitments? The high cost of childcare? Lopsided domestic dutiesIngrained sexist attitudes in the culture? Unconscious bias during the hiring process? Biological differences in the brain?

Research demonstrates that it’s almost certainly a gnarly combination of all of the above. But there’s another element that doesn’t get much attention, and that’s fear of rape and sexual assault. Harassment and isolation are known contributing factors for so-called “pipeline” problems, but I’m talking about something that goes even beyond that. There are instances where the threat of rape acts as a professional barrier to women.

So today, we’re going to look at three different case studies: two from my own life and one from recent news. The last one is very exciting to me, because it’s basically the perfect case study for examining this issue.

This article talks about the existence of rape and sexual assault, but does not go into details about specific acts. Some linked articles do. Use that information as you will.

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Our Single Best Piece of Advice for Women (and Men) on International Women’s Day

Our Single Best Piece of Advice for Women (and Men) on International Women’s Day

This post is part of the #WomenRockMoney Movement, a group of female personal finance bloggers who have come together to inspire more women to own their finances. Thanks to Chelsea for putting together this collaboration and the amazing homepage for the movement!

As part of International Women’s Day, we’ve partnered with other personal finance bloggers under the hashtag #WomenRockMoney. Our task was to:

“Write your one most important piece of advice you wish all women know. This is your ‘shout from the mountaintops,’ inspirational speech for women. It can be something you wish you knew when you were younger, something you’ve learned from experience, or something you are still working on mastering today.”

This is an overwhelming question. We started this blog because we’re a bottomless pit of unsolicited opinions! How the hell are we supposed to boil it all down into one single piece of solicited advice?

But all right, all right. There is one piece of advice that ticks all of those boxes. Our shout-from-the-mountaintops, inspirational speech for women—and men! It’s something we wish we knew when we were younger. Something we’ve learned from experience. And it’s something we’re still working on mastering today.

Conveniently, this advice fits neatly into a single word:

Radicalize.

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Something Is Wrong in Personal Finance. Here’s How To Make It More Inclusive.

We recently wrote an article about how raising awareness isn’t enough. Our thesis was that you need to pair awareness with some kind of action. Well, good thing we practice what we preach!

Last time we talked about some of the many ways being white brings unearned financial privileges. We got a ton of great responses from readers—many of them white—who are happy that the talk is being talked within the personal finance community.

Now let’s tell you how we think you can walk the walk. Here are our suggestions to make the personal finance community more realistic, more inclusive, more ambitious, and all-around better.

Let’s get to work.

C'mon personal finance community! Let's roll up our sleeves and get more inclusive!
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